Terms & Conditions

1. Agreement to Terms

By accessing and using Zutlotu services, you agree to be bound by these Terms & Conditions. If you do not agree, you must cease use immediately.

2. Services Provided

Zutlotu provides asset protection, legal consulting, and compliance advisory services in Malaysia. All services are subject to applicable Malaysian law and regulatory requirements.

3. Limitation of Liability

Zutlotu is not liable for indirect, incidental, or consequential damages arising from service use. Our liability is limited to amounts paid for services. We do not provide legal representation; clients must engage licensed advocates for litigation.

4. Confidentiality

All client information is treated as confidential. However, we comply with Malaysian law enforcement and regulatory disclosures. Data is processed according to our Privacy Policy.

5. Intellectual Property

All content, strategies, and materials provided by Zutlotu remain our intellectual property unless otherwise agreed in writing.

6. User Responsibilities

• Provide accurate, truthful information
• Use services lawfully and ethically
• Comply with all applicable Malaysian regulations
• Not engage in fraud, money laundering, or illegal activities

7. Termination

Zutlotu reserves the right to terminate services to clients who violate these terms or engage in illegal activities.

8. Governing Law

These Terms & Conditions are governed by the laws of Malaysia. Any disputes shall be subject to Malaysian jurisdiction.

9. Changes to Terms

We may update these terms at any time. Continued use constitutes acceptance of changes.

10. Contact

For questions regarding these terms, contact us at contact@zutlotu.click or 38 Jalan Ampang Hilir, 68100 Kuala Lumpur, Malaysia.